Welcome to EZI Finance!

EZI helps you find loans quickly with discretion and professionalism.

Are you a South African with a low credit score and need a loan for bad credit? EZI Finance can match you to your perfect loan. Choose among our wide selection of solutions, from payday loans to consolidation loans.

EZI Finance talks to all major banks and credit providers on your behalf, even cash and microlending agencies. We work tirelessly to ensure South Africans get a loan the first time they apply.

Our teams refer to our wide network of credit institutions, like banks and microlending agencies, to secure a loan unique to your needs. We can get you the money you need urgently and hassle-free.

Everyone deserves access to credit, no matter their financial history.

Your Loan, Your Way

EZI Finance specialises in connecting clients to the right solution for them. We’ll negotiate for the terms and repayment period you would like on your behalf.

Consolidation Loans

Consolidation loans are a type of personal loan used to consolidate debt payments into one payment. They’re an attractive option for people with multiple loan payments and varying interest rates and fees. Debt Refinancing, or consolidating your debt, saves you money by providing one interest rate.

You can refinance any debt, including auto loans, mortgages, student loans, and personal loans.

This solution also makes it nearly impossible to forget loan payments. It affords you peace of mind and a bigger budget. Consider debt consolidation if you need a lower interest rate, reduced monthly payments, to consolidate debts, or a change in loan terms.

Other Loans

EZI Finance offers a myriad of other loans besides consolidation loans, like payday loans (up to R8 000), large loans (up to R1 000 000), microloans, and cash loans. Have a look at what loans are available.

Who can’t get a loan?

You can’t get a loan if you are under debt review, sequestration, liquidation or administration. It is an offence if anyone loans you money under these circumstances.

Apply now

Apply for a loan today with EZI Finance. We’ll find a loan unique to your needs with favourable terms.