Loans Payable Over a Long Period

Are you looking for a loan payable over a long period? Meet Ezi Finance, your partner in long-term loans. We provide South Africans with loans transparently, with integrity, and accessibility. We understand that loans are sometimes the only thing that can be your financial light at the end of the tunnel when the going gets tough. Ezi Finance understands important purchases, such as cars, computers, and other big steps. Though our incomes cover our day-to-day expenses, loans are sometimes the only means to make ‘big-picture decisions’.

Ezi Finance makes one inquiry on your credit history and then uses its information to assess which loans you’ll most likely qualify for. This way, you avoid making multiple hard inquiries, which can lower your credit score drop. One of our team members will help you discover the loan most suited to your circumstances, then work with you and your lender to customise the loan’s terms and repayment period to your needs.

What’s a Long-Term Loan?

Long-term loans, or loans payable over a long period, are unsecured finance exceeding R8,000 that are repaid over more than six months. For instance, a loan of R20,000 repaid over 10 months. Long-term loans that offer extended repayment periods offer several advantages, including:

• Smaller monthly payments, which make it easier on your budget in the short term.
• Lower interest rates
• Flexibility to adjust to unexpected expenses or changes in your circumstances
• The ability to finance large upfront purchases

You could use your loan payable over a long period for investments like cars, holidays, weddings, computers, cellphones, home renovations, and more.

Why Ezi Finance?

Ezi Finance works with NCR-certified lenders such as South Africa’s most well-established banks and qualified, reputable lending institutions. Moreover, we offer loans to individuals with low credit scores or who are blacklisted, making loans payable over a long period accessible for everyone (provided you’re not under debt help, such as debt review, sequestration, etc.).

To qualify for an Ezi Finance long-term loan, you must earn more than R3,000 per month, have had your current job for more than six months, and be a South African citizen or permanent resident. Before granting you a long-term loan, we’ll conduct a credit check and assess whether you can afford the loan – it’s illegal for us to lend you money if you can’t afford it. For a full outline of all loan prerequisites, head to our application page.

Trust Ezi Finance for a loan payable over a long period. We’ll work with South Africa's most reputable lenders to help you find a flexible loan that meets your budgetary requirements and is approved quickly.

For Loans Payable Over a Long Period, complete the form below.